CNET Money - Invest in yourself (2024)

Table of Contents

Banking Best CD Rates for May 2024 Grow Your Money Faster With These High-Yield Savings Accounts Inflation Cooled for the First Time in 2024. But Don't Expect Fed Rate Cuts Any Time Soon Best Checking Accounts for May 2024 Earn More Than 5% APY With These Savings Accounts and CDs Best Savings Accounts for May 2024 7 Ways to Earn Higher Interest on Your Money How to Open a Savings Account in 4 Simple Steps Best Money Market Accounts for May 2024 Best High-Yield Savings Accounts for College Students in 2024 Credit Cards Best Credit Cards for May 2024 Should You Make Multiple Balance Transfers to Avoid Interest? Best Balance Transfer Credit Cards for May 2024 Best Credit Cards With Virtual Card Numbers for May 2024 8 Ways to Fix a 'Bad' Credit Score Best Credit Cards for Fair and Average Credit for May 2024 Mortgages Compare Current Mortgage Rates in May 2024 Compare Current Refinance Rates in May 2024 How to Calculate Your Monthly Mortgage Payment How Much House Can I Afford? Compare VA Mortgage Rates for May 2024 18 Tips for First-Time Homebuyers Home Equity Best Home Equity Loan Rates for May 2024 Best Home Equity Line of Credit (HELOC) Rates for May 2024 Best Home Equity Loan Lenders for May 2024 5 Reasons to Use Home Equity Best Home Equity Line of Credit (HELOC) Lenders for May 2024 Insurance Best Cheap Car Insurance Companies Best Gap Insurance Companies Best Car Insurance Companies for May 2024 7 Ways to Save Money on Car Insurance How Much Car Insurance Coverage Do You Really Need? Best Car Insurance for Teens and Young Drivers Loans Best Personal Loans for May 2024 Best Low-Interest Personal Loans for May 2024 Best Debt Consolidation Loans for May 2024 Best Car Loans and Lenders for May 2024 Best Installment Loans for May 2024 Best BNPL Apps Investing A Beginner's Guide to Bitcoin and Cryptocurrency Best Crypto Exchanges: Buy and Sell Bitcoin, Ether and More How to Save for Your Child’s College Fund Best Robo-Advisors for Investing for May 2024 Sustainable Investing: What It Is and Where to Start Best Video Games to Teach Kids About Money Latest Stories Homeowners Face Higher Refi Rates: Mortgage Refinance Rates on May 31, 2024 Best Savings Rates Today, May 31, 2024: Maximize Your Savings With APYs Up to 5.55% Get Up to $500 Before Your Next Paycheck With Chime MyPay My CD Is About to Mature. What Should I Do With the Money? LifeLock by Norton Review: Best Identity Theft Monitoring Features I Used ChatGPT to Build My Budget. Here's What It Missed Boost Your Savings During PlayStation's Days of Play Sale With This Credit Card Offer Best Savings Rates Today -- Now's the Time to Earn Up to 5.55% APY, May 30, 2024 Best CD Rates Today -- Act Now to Score an APY up to 5.35%, May 30, 2024 I've Had an 800+ Credit Score for 10 Years. I'm Sharing the Secret to My Success FAQs

Banking

Best CD Rates for May 2024

There’s still time to lock in an APY as high as 5.5%.

05/03/2024

Grow Your Money Faster With These High-Yield Savings Accounts

05/25/2024

Inflation Cooled for the First Time in 2024. But Don't Expect Fed Rate Cuts Any Time Soon

05/15/2024

Best Checking Accounts for May 2024

05/03/2024

Earn More Than 5% APY With These Savings Accounts and CDs

12/15/2023

Best Savings Accounts for May 2024

05/03/2024

7 Ways to Earn Higher Interest on Your Money

09/27/2022

How to Open a Savings Account in 4 Simple Steps

11/16/2023

Best Money Market Accounts for May 2024

05/03/2024

Best High-Yield Savings Accounts for College Students in 2024

02/09/2024

Credit Cards

Best Credit Cards for May 2024

These are the best credit cards for earning rewards, paying off debt, building your credit history and more.

05/03/2024

Should You Make Multiple Balance Transfers to Avoid Interest?

10/14/2023

Best Balance Transfer Credit Cards for May 2024

05/10/2024

Best Credit Cards With Virtual Card Numbers for May 2024

05/16/2024

8 Ways to Fix a 'Bad' Credit Score

01/26/2024

Best Credit Cards for Fair and Average Credit for May 2024

05/03/2024

Mortgages

Compare Current Mortgage Rates in May 2024

Experts recommend comparing multiple offers from different mortgage lenders to get a lower interest rate on your home loan.

05/20/2024

Compare Current Refinance Rates in May 2024

04/17/2024

How to Calculate Your Monthly Mortgage Payment

11/20/2023

How Much House Can I Afford?

07/18/2023

Compare VA Mortgage Rates for May 2024

05/03/2024

18 Tips for First-Time Homebuyers

11/20/2023

Home Equity

Best Home Equity Loan Rates for May 2024

Homeowners can get access to a large sum of cash at a fixed rate by borrowing against their property's value with a home equity loan.

05/29/2024

Best Home Equity Line of Credit (HELOC) Rates for May 2024

05/29/2024

Best Home Equity Loan Lenders for May 2024

05/03/2024

5 Reasons to Use Home Equity

01/10/2024

Best Home Equity Line of Credit (HELOC) Lenders for May 2024

05/03/2024

Insurance

Best Cheap Car Insurance Companies

Inflation continues to drive up the price of auto insurance. Here's our list of top insurance companies that can help you save on car insurance.

09/03/2022

Best Gap Insurance Companies

09/03/2022

Best Car Insurance Companies for May 2024

05/03/2024

7 Ways to Save Money on Car Insurance

08/31/2022

How Much Car Insurance Coverage Do You Really Need?

05/13/2022

Best Car Insurance for Teens and Young Drivers

09/02/2022

Loans

Best Personal Loans for May 2024

Finding a personal loan with a decent interest rate and flexible terms can help you save on interest.

05/03/2024

Best Low-Interest Personal Loans for May 2024

05/03/2024

Best Debt Consolidation Loans for May 2024

05/03/2024

Best Car Loans and Lenders for May 2024

05/03/2024

Best Installment Loans for May 2024

05/03/2024

Best BNPL Apps

03/03/2023

Investing

A Beginner's Guide to Bitcoin and Cryptocurrency

Curious about crypto? Here's everything you need to know.

06/21/2022

Best Crypto Exchanges: Buy and Sell Bitcoin, Ether and More

09/02/2022

How to Save for Your Child’s College Fund

11/15/2021

Best Robo-Advisors for Investing for May 2024

05/03/2024

Sustainable Investing: What It Is and Where to Start

02/21/2024

Best Video Games to Teach Kids About Money

12/17/2022

Latest Stories

Homeowners Face Higher Refi Rates: Mortgage Refinance Rates on May 31, 2024

18 minutes

Best Savings Rates Today, May 31, 2024: Maximize Your Savings With APYs Up to 5.55%

3 hours

Get Up to $500 Before Your Next Paycheck With Chime MyPay

15 hours

My CD Is About to Mature. What Should I Do With the Money?

17 hours

LifeLock by Norton Review: Best Identity Theft Monitoring Features

17 hours

I Used ChatGPT to Build My Budget. Here's What It Missed

19 hours

Boost Your Savings During PlayStation's Days of Play Sale With This Credit Card Offer

20 hours

Best Savings Rates Today -- Now's the Time to Earn Up to 5.55% APY, May 30, 2024

22 hours

Best CD Rates Today -- Act Now to Score an APY up to 5.35%, May 30, 2024

22 hours

I've Had an 800+ Credit Score for 10 Years. I'm Sharing the Secret to My Success

23 hours

FAQs

What is the only place you should keep your emergency fund money? ›

Bank or credit union account — If you have an account with a bank or credit union—generally considered one of the safest places to put your money—it might make sense to have a dedicated account where you can keep and maintain these funds.

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Where is the best place to keep cash? ›

Where Is the Smartest Place to Keep Money?

High-yield savings accounts.
Certificates of deposit (CDs)
High-yield checking accounts.
Money market accounts.
Treasury bills.

May 20, 2024

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What is BestMoney? ›

BestMoney by Natural Intelligence is an online comparison marketplace that features more than 120 top-tier financial and insurance brands, and connects them with millions of high intent consumers every year.

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How much cash should I keep at home in case of an emergency? ›

It's a good idea to keep enough cash at home to cover two months' worth of basic necessities, some experts recommend. A locked, waterproof and fireproof safe can help protect your cash and other valuables from fire, flood or theft.

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Where is the safest place to keep emergency fund? ›

The best places to put your emergency savings

Online savings account or money market deposit account. ...
Bank or credit union savings account. ...
Money market mutual fund. ...
Checking account. ...
Certificate of deposit. ...
The stock market. ...
Savings bonds. ...
At home.

Feb 27, 2024

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Where is the best place to put cash money? ›

Savings Accounts.
High-Yield Savings Accounts.
Certificates of Deposit (CDs)
Money Market Funds.
Money Market Deposit Accounts.
Treasury Bills and Notes.
Bonds.

Feb 27, 2024

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Where do millionaires keep their cash? ›

Cash equivalents are financial instruments that are almost as liquid as cash and are popular investments for millionaires. Examples of cash equivalents are money market mutual funds, certificates of deposit, commercial paper and Treasury bills. Some millionaires keep their cash in Treasury bills.

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What is the safest place for large sums of money? ›

How to Protect Large Deposits over $250,000

Open Accounts at Multiple Banks. ...
Open Accounts with Different Owners. ...
Open Accounts with Trust/POD [pay-on-death] Designations. ...
Open a CD Account, or Money Market Account, with a bank that offers IntraFi (formerly CDARs) services.

Mar 17, 2023

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Is debt consolidation a good idea? ›

Consolidating debt can be a good idea if you have good credit and can qualify for better terms than what you have now and you can afford the new monthly payments. However, you might think twice about it if your credit needs some work, your debt burden is small or your debt situation is dire.

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Which loan company is best for bad credit? ›

Best Bad Credit Loans Of June 2024

Company	Forbes Advisor Rating	Minimum credit score
LendingPoint	4.0	600
Universal Credit	3.5	580
Upstart	3.5	300
Avant	3.5	580

2 more rows

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What is LendingTree? ›

LendingTree personal loans are best for people who want to compare loan offers from different lenders all in one place. It can be especially helpful if you have bad credit and aren't sure if you qualify for a loan or if you have excellent credit and want to lock in the best rates without spending hours shopping around.

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In which of the following should you keep your emergency fund? ›

Keep a separate savings account: Keep your emergency fund in a separate savings account to avoid the temptation to spend money earmarked for emergencies. Earn interest on your savings: Consider a high-yield savings account to grow your emergency fund faster.

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What should you keep in your emergency fund? ›

To prepare for income shocks, many experts suggest keeping enough money in your emergency fund to cover 3 to 6 months' worth of living expenses. So if you spend $5,000 per month, your first emergency fund savings milestone should be $2,500 to cover spending shocks.

What is the most appropriate investment for emergency funds? ›

Liquid assets like money market accounts, high-yield savings accounts, and CDs are among the ways you can invest your emergency fund money so that it can grow and remain accessible.

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